Insurance Information

Payment, Fees, and Insurance

We accept a wide variety of insurance plans. For those without insurance, we offer reduced pricing that reflects our administrative savings for time-of-service payment.

Verifying details of your insurance coverage is ultimately your responsibility.  You should call the number on your insurance card to verify that Miller Family Dermatology is a covered provider.

We are done wasting thousands of trees sending statements that show you the exact same information as the Explanation of Benefits (EOB) that you will receive from your insurance plan.  This is the 21st century and we care about the environment.  It doesn’t make sense to send a statement showing the exact same thing as your insurance company has sent you.  So, once your insurance processes, they will provide you an EOB that tells you the balance they have determined is owed to Miller Family Dermatology based on your contract with your insurance company.  After that has processed your outstanding balance will be charged to a valid credit, debit, or HSA card that you are required to leave on file with our office. Co-payments can be paid at the time of your visit with the payment method of your choice (cash, check, Visa, Mastercard or Discover) or with the card on file. In no circumstances will we waive co-payments. Services that insurance does not cover, such as cosmetic procedures like laser treatments, Botox, fillers, chemical peels and cosmetic removals, require full payment at the time of service.

In Network insurance coverage:

We are an in-network provider for almost all major insurance plans. These companies include:

  • AARP (Medicare Supplement and Medicare Complete)
  • Aetna
  • Most Blue Cross / Blue Shield Plans
  • Cigna
  • First Choice Health Network
  • Great West Life
  • Group Health PPO, but not their HMO plans.
  • Health Net of Washington
  • Lifewise
  • Medicare
  • Premera Blue Cross (except Premera MedAdvantage, which is something called a “narrow network” with very few choices as a means to limit patient’s ability to obtain health care and thereby contain costs)
  • Providence Health Plan
  • Regence Blue Cross
  • Secure Horizons
  • Tricare-REFERRAL REQUIRED
  • Uniform Medical Plan
  • United Health Care

Insurance Plans Not Accepted

Humana

We stopped accepting Humana in 2017.  We found that only 2% of our patients had Humana insurance, but Humana consumed more than 10% of our administrative resources because they are so challenging to work with.  We also found very few other providers accepted Humana so if we needed to refer to another specialist it had become nearly impossible.

Apple Health or Washington Medicaid

Unfortunately, the exceptionally poor reimbursement by medicaid accompanied by the extraordinarily high administrative and regulatory burden of the program makes it impossible for us to serve these patients.

United Health Care Community Health Plan

This is a medicaid program administered by United Health Care.  We are not accepting new patients who have the United Health Care Community Health Plan because of the difficulties we have had with the program.

Referrals:

Some insurance plans may require a referral.  They do this to save them money by limiting your access to healthcare, especially to keep you from being able to see specialists.  We will attempt to make sure this has taken place, but since this is the result of your contract with your insurance company, if a visit is denied because a referral has not been obtained, you will be responsible for the cost of the visit.